Real Estate Calculators | Julie Loving-Scott REALTOR®

Mortgage Payment Calculator

Estimate your monthly mortgage payment including taxes, insurance, and PMI.

Home Price Enter the purchase price

Down Payment 20% — $60,000

3%50%

Interest Rate (%) Current 30yr avg ~6.8%

Loan Term

Property Tax Rate (%) El Paso avg ~2.1%

Home Insurance ($/yr)

HOA ($/month)

Estimated Monthly Payment

$—

Principal & Interest—

Property Taxes—

Homeowner's Insurance—

PMI (if <20% down)—

HOA Fees—

Loan Amount—

Total Interest Paid—

This is an estimate. Actual payments depend on your credit score, lender, and exact loan terms. Contact Julie to connect with a trusted local lender.

Talk to Julie About Financing

Home Affordability Calculator

Find out how much home you can comfortably afford based on your income and debts.

Annual Gross Income

Monthly Debt Payments Car loans, student loans, credit cards

Down Payment ($)

Interest Rate (%)

Loan Term

Debt-to-Income Ratio Limit

Estimated Home Price You Can Afford

$—

Max Monthly Payment—

Est. Principal & Interest—

Your Down Payment—

Loan Amount Needed—

Monthly Income Used—

Current Monthly Debts—

Based on DTI guidelines. VA loans (0% down) can qualify at higher ratios. As a Military Relocation Professional, Julie can help veterans use their VA benefits.

Book a Buyer's Consult

Home Sale Proceeds Calculator

Estimate your net proceeds after selling your home.

Expected Sale Price

Remaining Mortgage Balance

Agent Commission (%) Typically 5–6%

Seller Closing Costs (%) Typically 1–3%

Repair & Staging Costs ($)

Seller Concessions ($) Credits to buyer

Other Costs ($) Moving, taxes, HOA payoff

Estimated Net Proceeds

$—

Sale Price—

Mortgage Payoff—

Agent Commission—

Closing Costs—

Repairs & Staging—

Seller Concessions—

Other Costs—

This is a simplified estimate. Actual proceeds depend on negotiated terms, prorated taxes, and local fees. Julie can provide a detailed net sheet for your specific home.

Book a Seller's Consult

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VA Loan Benefits

As a Military Relocation Professional, Julie helps veterans use their $0 down VA loan benefit. Ask about your eligibility.

Learn More

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Productivity Coaching

Not financially ready yet? Julie's productivity coaching helps clients build the habits and mindset to get there faster.

Book a Session

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Trusted Lenders

Julie partners with trusted local lenders who offer competitive rates and fast pre-approvals — including VA loan specialists.

Get a Referral